Medical, Dental and Vision Plans Overview & Enrollment Information

The College offers eligible employees health, dental and vision plans.
 

Health Insurance Plans

Medical Plan Enrollment- Documents for 2023 Taxes

Health insurance options are offered through Harvard Pilgrim Health Care.

For a high-level comparison of the three medical plans see 2024 Medical Plans Benefits at a Glance.

(Employees living in MA, ME, NH, RI and VT are eligible to enroll in the HMO plan; employees living outside these states are eligible to enroll with the PPO plans only.)

Prescription Benefits

OptumRx provides prescription benefits for employees enrolled in health plans.

Telehealth - Doctor on Demand

With Telehealth by Doctor on Demand, Harvard Pilgrim members can connect with doctors for everyday care, confidential therapy, and prescriptions - from anywhere.

Members can now download the Harvard Pilgrim MyConnect app and chat securely with a Member Advocate. For more information see MyConnect.

Transparency in Coverage - Machine Readable Files

Read about the new Transparency in Coverage Rules.

Dental Plan

Dental insurance is offered through Delta Dental of Massachusetts.

Vision Plan

Vison insurance is offered through EyeMed

Coverage Levels

For medical and dental, three coverage levels are available; individual, individual + 1, or family coverage.

For vision, three coverage levels are available; individual, individual + 1, or family coverage.

Eligible dependents include:

  • Spouse
  • Qualified Dependent Children (eligible to age 26)
    • Unmarried natural children and stepchildren
    • Legally adopted children
    • Children whose coverage is required by a medical child support order

Enrollment

Enrollment in medical and dental plans is not automatic. Eligible employees may enroll on Workday when first hired or eligible (coverage effective on the first day of the month after the hire date or when newly eligible) or during the annual Open Enrollment period with an effective date of January 1. New hire employees have until the last day of the month of their initial eligibility period to enroll.

If you are newly eligible for health insurance at Emerson or are newly enrolled, see Harvard Pilgrims Member Advocate Flyer.

To enroll at any other time during the year, an eligible employee must have a “change in family status” as defined by the IRS. See Qualifying Events - Benefit Changes for more information.

Instructions to View, Download or Print Your Harvard Pilgrim ID; or to Add your ID card to your Apple Wallet: Digital ID Card Information

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