Benefit Plans - Open Enrollment 2026

We encourage you to watch the Benefit Plans Overview Presentation with information about our 2027 benefits.  And remember: Open Enrollment will take place Monday, November 2 through Friday, November 13 (close of business).  Changes made during Open Enrollment are effective January 1, 2027.

For additional information on the individual benefit plans, see below.

Medical Plans

There are no changes to the medical plans for 2026. Medical plan rates are increasing 5.8%

For more information on the medical plans, including plan summaries, click on the links below.

The 2026 medical rates can be found on the Medical, Dental & Vision Premiums webpage.

If you have questions about the Harvard Pilgrim medical plans, contact Harvard Pilgrim at 866-623-0184 (for both current and prospective members).

Prescription Benefit - Optum

There are no changes to the prescription benefit for 2027. A reminder that employees receive a significant discount on costs if you purchase your maintenance prescription drugs through Optum Mail Order or at CVS. Please see the Prescription Benefit Webpage for more information. 

Special Programs & Discounts for Harvard Pilgrim members

See Special Programs and Discounts for many of the special offerings to those enrolled with Harvard Pilgrim including wellness reimbursement; weight management program reimbursement; free online wellness programs; and many other programs and discounts.

Dental Plans

There are no changes to the dental plans or rates for 2027.  The dental rates can be found on the Medical, Dental & Vision Premiums webpage.  For more information on the dental plans, including plan summaries, see the Dental Plan Information webpage.

If you have questions about the dental plans, please call Delta Dental at 800-872-0500.

Vision Plan

There are no changes to the Vision plan or rates for 2027. Detailed information about this plan can be found in the Vision Plan Webpage, including plan summaries. The vision rates can be found in the Medical, Dental & Vision Premiums webpage.

Flexible Spending Accounts

To participate in the Healthcare and Dependent Care Flexible Spending Accounts, active enrollment is required each year. The limit for the Healthcare Flexible Spending Account is $3,400 for 2027; the Dependent Care Spending Account limit is $7,500 ($3,750 for if married and filing separately).  A Limited Purpose FSA account is available for employees enrolled with the High Deductible PPO Medical Plan. For more information about these accounts, go to the Flexible Spending Accounts webpage.

 

Did You Know?

Emerson also provides the following benefits:

 

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